What To Do If Your ATM Card Is Expired? How To Get New Debit Card?
Hey, folks! In today’s world, you will hardly find someone saying they do not have a bank account, and all the rest of the population who have bank accounts must be aware that there is a certain time period for their ATM or Debit cards, and no doubt if someone has the card then they have to keep it up to date and also have to pay a fixed charge for the debit card. However, everyone knows what to do when your debit card is about to get expire, but there are still many people who are not aware of what to do when it happens. So, if you are one of those then read this article till the end.
ATM or Debit cards are an essential part of our daily lives as they enable us to access our bank accounts and carry out transactions with ease. However, ATM cards do have a limited lifespan, and after a certain period, they need to be replaced. In this article, we will discuss what you should do if your ATM card is about to expire and how to get a new ATM card.
What To Do When Your ATM Or Debit Card Is Getting Expired?
Well, there is no doubt that any banking card whether it is Debit or Credit has become a mandatory part of our lives and as it is an important thing to keep with you then you also need to ensure that it is still working or not and how long it is going to work. So that you will be able to manage it before its expiry date. Well, now you don’t need to be worried about the same because here are the steps that you can follow to keep it working.
So, first of all, if you have the card then the first thing you need to know is to check Your Card’s Expiry Date The first step is to check the expiry date of your ATM card. Most cards have an expiry date printed on the front or back of the card. If you are not sure when your card will expire, you can check your account details on your bank’s website or mobile app, or you can contact your bank’s customer care for assistance.
How To Get New ATM Or Debit Card?
Contact Your Bank Once you know your card’s expiry date, the next step is to contact your bank. You can do this by visiting your bank’s branch, calling customer care, or sending an email to their support team. When you contact your bank, they will provide you with information on the process to obtain a new ATM card.
Choose the Type of Card You Need When you apply for a new ATM card, you will have to choose the type of card you need. Most banks offer various types of ATM cards with different features, including basic ATM cards, platinum cards, or rewards cards. You can choose the card that suits your needs based on your spending habits, transaction frequency, and budget.
- Check Your Card’s Expiry Date
- Contact Your Bank
- Choose the Type of Card You Need
- Submit the Required Documents
- Pay the Fee
- Activate Your New ATM Card
- Destroy Your Old ATM Card
Submit the Required Documents After you have chosen the type of ATM card you need, your bank will ask you to submit the required documents. This usually includes a photocopy of your ID proof, address proof, and a passport-size photograph. Ensure that the documents you provide are accurate and up-to-date to avoid any delays in the card replacement process. Pay the Fee Some banks charge a fee for issuing a new ATM card. The fee amount may vary based on the type of card you choose and your bank’s policies. Ensure that you are aware of the fee amount before applying for a new card.
How To Activate Your New Debit Or ATM Card?
Activate Your New ATM Card After your bank processes your application and issues a new ATM card, you will receive it via post. Once you receive the new card, you need to activate it by following the instructions provided by your bank. Typically, you will need to visit an ATM, insert your new card, and create a new PIN.
After getting a new one and setting up the pin for the same the remaining thing is, to destroy your old ATM Card After you have activated your new ATM card, it is essential to destroy your old card. You can do this by cutting it into small pieces or shredding it. This will prevent anyone from misusing your old card. Replacing an expiring ATM card is a simple and straightforward process. By following the steps mentioned above, you can obtain a new ATM card without any hassle. Remember to keep your ATM card safe and secure, and always report any suspicious transactions to your bank immediately.
